Disability Benefits Update – SSI and SSDI Payments of Approximately $698 and $1,539 coming in November

With November just around the corner, Social Security recipients are gearing up for their next round of payments. For millions of Americans who rely on Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), staying informed about payment schedules is crucial for financial planning. The Social Security Administration (SSA) has recently announced the payment dates for November, giving recipients a clear idea of when to expect their next direct deposit or check.

The last SSDI payment was issued on October 23, 2024, but many are already looking forward to the November payments.

Payment Averages

To give some context, the SSA reports that the average monthly payments for SSI recipients are around $698, while SSDI beneficiaries typically receive approximately $1,539. However, these amounts can vary significantly depending on an individual’s work history, age at the time of filing, and financial resources or earnings.

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Let’s take a look at what’s coming up for both SSI and SSDI recipients in November.

Payments

SSI and SSDI payment schedules typically differ, but there are occasions when both payments arrive on the same day. One such instance will happen on November 1, 2024. This occurs when the SSA needs to send out payments earlier due to weekends or holidays, which push the payday forward.

SSI Payment

All SSI recipients who remain eligible will receive their next payment on November 1. SSI recipients get one payment per month, so this will be their only payment for November.

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SSDI Payment

If you’re also receiving SSDI, you might be eligible to receive your payment on November 1 as well, but only if:

• You’re receiving both SSI and SSDI, or
• You’ve been receiving benefits since before May 1997.

If you don’t meet these criteria, your SSDI payment will arrive later in November.

November Payments

While SSI recipients will only receive one payment in November, SSDI beneficiaries have a staggered payment schedule, depending on their date of birth. Here are the SSDI payment dates for November 2024:

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• November 13: If your birthday falls between the 1st and 10th.
• November 20: If your birthday falls between the 11th and 20th.
• November 27: If your birthday falls between the 21st and 31st.

It’s important to mark these dates on your calendar to ensure you’re prepared when your payment arrives.

Extra Payment

Additionally, since the SSI payment date for December falls on a weekend, the SSA has scheduled the December payment for November 29, 2024. This means that eligible SSI recipients will receive two payments in November: one on November 1 and another on November 29, which will serve as the December payment.

Payment Amounts

SSI and SSDI benefits vary based on individual circumstances, but here are the maximum payment amounts for 2024:

• SSI Maximum Payments:
  • Essential person: $472
  • Individual: $943
  • Eligible married couple: $1,415
• SSDI Maximum Payment:
  • Up to $3,822 for those who had high earnings (for at least 35 years in jobs covered by the SSA).

These maximum amounts apply to those who meet specific criteria, such as long work histories or substantial past earnings.

Knowing when your SSI or SSDI payments will arrive is essential for staying on top of your finances. In November 2024, SSI recipients can expect payments on the 1st and, unusually, on the 29th due to the weekend-adjusted schedule. SSDI payments will follow the usual Wednesday pattern based on recipients’ birthdays. By staying informed and marking these dates on your calendar, you can avoid financial surprises.

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