Claim Up to $975 in SNAP Benefits – Food Stamps with COLA for Families of 4 Now Available in These States

If you rely on the Supplemental Nutrition Assistance Program (SNAP), you might be wondering if your state is still sending payments this October. With the 2025 cost-of-living adjustment (COLA) in effect, SNAP benefits have seen a slight increase for many households. This small increase can still make a big difference for families trying to stretch their food budgets. Here’s everything you need to know about SNAP payments for October and the COLA adjustments.

COLA Increase

The 2025 COLA brings a modest increase to SNAP benefits, aimed at helping recipients adjust to rising costs of living. The increase is small but noticeable, especially for larger households. For example, a family of four can now receive up to $975 per month, up from $973. While this is only a $2 increase per month, it totals $24 extra per year, which can provide some additional breathing room for families on a tight budget.

For single-person households, the maximum SNAP benefit is now $292, just $1 higher than before. Similarly, couples or two-person households can receive up to $536, also a $1 increase. Here’s a breakdown of the maximum benefits for different household sizes after the 2025 COLA:

Household Size	2024 Max SNAP Benefit	2025 Max SNAP Benefit	Increase
1 person	$291	$292	$1
2 people	$535	$536	$1
3 people	$766	$768	$2
4 people	$973	$975	$2
5 people	$1,155	$1,158	$3
6 people	$1,386	$1,390	$4
7 people	$1,532	$1,536	$4
8 people	$1,754	$1,756	$2

For larger households with more than eight members, the benefit increases by $220 for each additional person.

Payment Schedules

SNAP payment dates vary widely by state, with some states distributing all benefits on the first day of the month, while others spread payments across multiple days. For example, states like Florida and Texas issue payments throughout the month, with the last payments arriving as late as October 28. In contrast, other states like Arizona and Pennsylvania wrap up distributions much earlier. Here’s the full list of October payment schedules by state:

State	October Payment Dates
Alabama	October 4-23
Arizona	October 1-13
Arkansas	October 4-13
Delaware	October 2-23
Florida	October 1-28
Georgia	October 5-23
Indiana	October 5-23
Kentucky	October 1-19
Louisiana	October 1-23
Maine	October 10-14
Maryland	October 4-23
Massachusetts	October 1-14
Michigan	October 3-21
Minnesota	October 4-13
Mississippi	October 4-21
Missouri	October 1-22
New Mexico	October 1-20
North Carolina	October 3-21
Ohio	October 2-20
Pennsylvania	First 10 business days
Tennessee	October 1-20
Texas	October 1-28
Utah	October 11 and 15
Washington	October 1-20
Wisconsin	October 1-15
Puerto Rico	October 4-22

For states like Arizona or Kentucky, payments are completed by mid-October, while residents of Florida, Texas, and Georgia may still be waiting for their funds into late October.

Budgeting

Even though the COLA increase for 2025 is small, every little bit helps when you’re living on a tight budget. The extra $2 or $3 per month might not seem like much, but it can add up over the course of the year, helping you buy more groceries or cover unexpected expenses.

Families who receive SNAP benefits should plan carefully, especially those in states where payments are distributed throughout the month. Knowing when your payment is scheduled can help you budget more effectively and ensure that you have enough to cover your food expenses until the next benefit arrives.

SNAP recipients should be aware of the slight COLA increase for 2025, which provides a small boost to their monthly benefits. In October, depending on where you live, you might receive your benefits early or late, so it’s important to keep track of your state’s payment schedule. Whether you’re a single person, a couple, or a large family, knowing your benefit amount and when it will arrive can help you better manage your food budget.

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